It’s not a thought that most people like to consider, but with the frequency by which car accidents occur, a crash can very possibly happen to anyone. Data from the United States Census Bureau showed that an average of 10.54 million car accidents occurred annually between 2005 and 2009. If you do find yourself among the many Americans that become involved in the minor collisions that mostly make up these figures, it’s best to know how to proceed in the aftermath of your accident. The following are a few key reminders for actions to take following a car accident.
Those who find themselves involved in a car crash will need to gather as much information about the scene. Taking note of the date and the exact time of the accident, as well as the condition of the weather during the crash can be helpful. Aside from the fact that these details are important to the report you’ll need to give to the responding officer, they can also be helpful for when you’re making insurance claims.
Gathering information about the other driver involved in the crash with you is also crucial. You’ll need to ask for their name, address, license number, and insurance details as soon as you’ve ascertain that no real damage or injury has occurred. Similarly, you should also offer up the same information to the other party. You should also try to learn more about the other individuals involved in the crash if there are any. In the same way, try to gather more information about the crash from anyone who has witnessed the crash take place.
When the police responds to the scene, give all the details that you can and don’t forget to ask for their name and badge number. This is important for any follow-up information you may want to share or if you will need to ask for a copy of the official police report for insurance purposes. When that’s done, do not forgo medical attention after a car accident. There is risk of injury even in a minor collision.
Finally, you can report your accident to your insurance company. According to Habush Habush & Rottier S.C.®, this is important for several reasons. For one, it will give the insurance company an opportunity to hear about the incident from your perspective. Secondly, reporting your accident promptly will also allow them to evaluate the damage more quickly and provide you with an estimate as soon as possible.